Francis Smith might be Francis Matilda Smith, the 17 year-old daughter of farmer Edward Warren and Sarah Evelyn Brown Smith.
In the 1900 federal census, her family lives in Gate City, Thurston County, Washington. Her father lists himself as a farmer. In 1903 she marries 39 year-old teacher Will M. Brock. In the 1910 federal census, she is listed as both a single daughter with her maiden name in her father’s house in Yakima, Washington, and with her married name in her husband’s house two hours away in Chehalis, Washington. At this point Will is listed as a bookkeeper.